TellerScore

Side-by-side · Q2 2026 data

First Tri County Bank vs Nebraska State Bank

Bank

First Tri County Bank

Swanton, Nebraska · Under $100 million in assets

72of 100
Strong

Bank

Nebraska State Bank

Oshkosh, Nebraska · Under $100 million in assets

79of 100
Strong

Metric by metric

MeasureFirst Tri County BankNebraska State Bank
TellerScore7279 (stronger)
Capital cushion41100 (stronger)
Loan quality99 (stronger)53
Earnings56100 (stronger)
Funding & liquidity91 (stronger)58
Problem-loan coverage100 (stronger)72
Peer percentile45th63rd
Total assets$78.5M$74.1M
Deposits / shares$70.7M$61.0M
Capital ratio9.07%18.08% (stronger)
Problem loans0.04% (stronger)1.40%
Net charge-offs-0.06% (stronger)0.00%
Return on assets0.89%4.34% (stronger)
Loans ÷ deposits65.1% (stronger)90.2%
Uninsured deposits18.8% (stronger)25.6%
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Nebraska State Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Tri County Bank leads on 4 and Nebraska State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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