Side-by-side · Q2 2026 data
First United Bank & Trust vs 1st Ed Credit Union
Metric by metric
| Measure | First United Bank & Trust | 1st Ed Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 90 (stronger) | 83 |
| Earnings | 70 (stronger) | 37 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 77th | 83rd |
| Total assets | $2.1B | $138.2M |
| Deposits / shares | $1.7B | $117.3M |
| Capital ratio | 11.56% | 15.87% (stronger) |
| Problem loans | 0.31% (stronger) | 0.50% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.25% (stronger) | 0.42% |
| Loans ÷ deposits | 89.0% | 36.9% (stronger) |
| Uninsured deposits | 22.7% | 2.8% (stronger) |
| Offices | 22 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
1st Ed Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First United Bank & Trust leads on 2 and 1st Ed Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.