Side-by-side · Q2 2026 data
First United Bank & Trust vs Presidential Bank, FSB
Metric by metric
| Measure | First United Bank & Trust | Presidential Bank, FSB |
|---|---|---|
| TellerScore | 75 (stronger) | 51 |
| Capital cushion | 66 (stronger) | 46 |
| Loan quality | 90 (stronger) | 45 |
| Earnings | 70 (stronger) | 40 |
| Funding & liquidity | 63 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 74 |
| Peer percentile | 77th | 8th |
| Total assets | $2.1B | $1.0B |
| Deposits / shares | $1.7B | $897.1M |
| Capital ratio | 11.56% (stronger) | 9.63% |
| Problem loans | 0.31% (stronger) | 1.64% |
| Net charge-offs | 0.04% (stronger) | 0.09% |
| Return on assets | 1.25% (stronger) | 0.49% |
| Loans ÷ deposits | 89.0% | 86.5% (stronger) |
| Uninsured deposits | 22.7% | 18.9% (stronger) |
| Offices | 22 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
First United Bank & Trust has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First United Bank & Trust leads on 5 and Presidential Bank, FSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.