Side-by-side · Q2 2026 data
First United Bank and Trust Company vs Planters Bank, Inc.
Metric by metric
| Measure | First United Bank and Trust Company | Planters Bank, Inc. |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 45 | 74 (stronger) |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 78 (stronger) | 71 |
| Funding & liquidity | 84 (stronger) | 49 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 57th | 83rd |
| Total assets | $591.4M | $2.0B |
| Deposits / shares | $525.0M | $1.7B |
| Capital ratio | 9.53% | 12.45% (stronger) |
| Problem loans | 0.25% | 0.11% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.45% (stronger) | 1.28% |
| Loans ÷ deposits | 75.5% (stronger) | 84.7% |
| Uninsured deposits | 15.9% (stronger) | 38.7% |
| Offices | 7 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 0.9% |
Planters Bank, Inc. has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First United Bank and Trust Company leads on 4 and Planters Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.