Side-by-side · Q2 2026 data
First United Bank vs American National Bank & Trust
Metric by metric
| Measure | First United Bank | American National Bank & Trust |
|---|---|---|
| TellerScore | 77 (stronger) | 61 |
| Capital cushion | 62 (stronger) | 52 |
| Loan quality | 86 (stronger) | 71 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 51 (stronger) | 48 |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 83rd | 24th |
| Total assets | $2.4B | $2.5B |
| Deposits / shares | $2.1B | $2.2B |
| Capital ratio | 11.17% (stronger) | 10.18% |
| Problem loans | 0.41% (stronger) | 0.88% |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 2.03% (stronger) | 0.99% |
| Loans ÷ deposits | 69.8% (stronger) | 84.8% |
| Uninsured deposits | 50.2% | 39.3% (stronger) |
| Offices | 23 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 4.4% |
First United Bank has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 5 and American National Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.