Side-by-side · Q2 2026 data
First United Bank vs Falcon International Bank
Metric by metric
| Measure | First United Bank | Falcon International Bank |
|---|---|---|
| TellerScore | 77 | 85 (stronger) |
| Capital cushion | 62 | 84 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 51 | 60 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 83rd | 97th |
| Total assets | $2.4B | $2.2B |
| Deposits / shares | $2.1B | $2.0B |
| Capital ratio | 11.17% | 13.44% (stronger) |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | 0.10% | 0.02% (stronger) |
| Return on assets | 2.03% (stronger) | 1.53% |
| Loans ÷ deposits | 69.8% (stronger) | 73.7% |
| Uninsured deposits | 50.2% | 39.4% (stronger) |
| Offices | 23 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 2 and Falcon International Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.