Side-by-side · Q2 2026 data
First United Bank vs Golden Bank, National Association
Metric by metric
| Measure | First United Bank | Golden Bank, National Association |
|---|---|---|
| TellerScore | 77 (stronger) | 66 |
| Capital cushion | 62 | 87 (stronger) |
| Loan quality | 86 (stronger) | 28 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 51 | 55 (stronger) |
| Problem-loan coverage | 95 (stronger) | 75 |
| Peer percentile | 83rd | 40th |
| Total assets | $2.4B | $2.3B |
| Deposits / shares | $2.1B | $1.9B |
| Capital ratio | 11.17% | 13.74% (stronger) |
| Problem loans | 0.41% (stronger) | 2.16% |
| Net charge-offs | 0.10% | -0.05% (stronger) |
| Return on assets | 2.03% (stronger) | 1.59% |
| Loans ÷ deposits | 69.8% (stronger) | 99.9% |
| Uninsured deposits | 50.2% | 19.8% (stronger) |
| Offices | 23 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 8.3% |
First United Bank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 4 and Golden Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.