Side-by-side · Q2 2026 data
First United Bank vs Security State Bank & Trust
Metric by metric
| Measure | First United Bank | Security State Bank & Trust |
|---|---|---|
| TellerScore | 77 (stronger) | 66 |
| Capital cushion | 62 | 76 (stronger) |
| Loan quality | 86 (stronger) | 26 |
| Earnings | 100 | 100 |
| Funding & liquidity | 51 | 63 (stronger) |
| Problem-loan coverage | 95 (stronger) | 73 |
| Peer percentile | 83rd | 40th |
| Total assets | $2.4B | $2.2B |
| Deposits / shares | $2.1B | $1.8B |
| Capital ratio | 11.17% | 12.58% (stronger) |
| Problem loans | 0.41% (stronger) | 2.22% |
| Net charge-offs | 0.10% | 0.04% (stronger) |
| Return on assets | 2.03% | 2.07% (stronger) |
| Loans ÷ deposits | 69.8% (stronger) | 85.4% |
| Uninsured deposits | 50.2% | 25.7% (stronger) |
| Offices | 23 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 5.7% |
First United Bank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 3 and Security State Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.