Side-by-side · Q2 2026 data
First United Bank vs Texas First Bank
Metric by metric
| Measure | First United Bank | Texas First Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 62 (stronger) | 50 |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 51 | 59 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 83rd | 77th |
| Total assets | $2.4B | $2.3B |
| Deposits / shares | $2.1B | $2.1B |
| Capital ratio | 11.17% (stronger) | 9.96% |
| Problem loans | 0.41% | 0.17% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 2.03% (stronger) | 1.68% |
| Loans ÷ deposits | 69.8% | 64.3% (stronger) |
| Uninsured deposits | 50.2% | 48.4% (stronger) |
| Offices | 23 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 23.3% |
First United Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 3 and Texas First Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.