Side-by-side · Q2 2026 data
First United Bank vs American Federal Bank
Metric by metric
| Measure | First United Bank | American Federal Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 51 (stronger) | 43 |
| Loan quality | 100 | 100 |
| Earnings | 87 (stronger) | 62 |
| Funding & liquidity | 71 (stronger) | 40 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 72nd | 31st |
| Total assets | $810.8M | $795.8M |
| Deposits / shares | $702.1M | $615.6M |
| Capital ratio | 10.13% (stronger) | 9.32% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.06% |
| Loans ÷ deposits | 81.9% (stronger) | 110.2% |
| Uninsured deposits | 21.6% (stronger) | 23.9% |
| Offices | 19 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 12.5% |
First United Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 5 and American Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.