Side-by-side · Q2 2026 data
First United Bank vs North Star Community Credit Union
Credit union
North Star Community Credit Union
Maddock, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | First United Bank | North Star Community Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 61 |
| Capital cushion | 51 | 93 (stronger) |
| Loan quality | 100 (stronger) | 4 |
| Earnings | 87 (stronger) | 67 |
| Funding & liquidity | 71 | 76 (stronger) |
| Problem-loan coverage | 98 (stronger) | 71 |
| Peer percentile | 72nd | 24th |
| Total assets | $810.8M | $464.8M |
| Deposits / shares | $702.1M | $396.8M |
| Capital ratio | 10.13% | 14.31% (stronger) |
| Problem loans | 0.01% (stronger) | 2.87% |
| Net charge-offs | 0.01% (stronger) | 0.44% |
| Return on assets | 1.66% (stronger) | 1.18% |
| Loans ÷ deposits | 81.9% (stronger) | 84.3% |
| Uninsured deposits | 21.6% | 7.3% (stronger) |
| Offices | 19 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
First United Bank has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 5 and North Star Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cavalier, ND
- Devils Lake, ND
- Grafton, ND
- Maddock, ND
- Rugby, ND