Side-by-side · Q2 2026 data
First United Bank vs State Bank of Lakota
Metric by metric
| Measure | First United Bank | State Bank of Lakota |
|---|---|---|
| TellerScore | 78 (stronger) | 71 |
| Capital cushion | 51 (stronger) | 46 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 87 (stronger) | 63 |
| Funding & liquidity | 71 | 93 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 72nd | 42nd |
| Total assets | $810.8M | $64.2M |
| Deposits / shares | $702.1M | $57.6M |
| Capital ratio | 10.13% (stronger) | 9.58% |
| Problem loans | 0.01% (stronger) | 0.49% |
| Net charge-offs | 0.01% (stronger) | 0.33% |
| Return on assets | 1.66% (stronger) | 1.07% |
| Loans ÷ deposits | 81.9% | 66.9% (stronger) |
| Uninsured deposits | 21.6% | 10.8% (stronger) |
| Offices | 19 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
First United Bank has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First United Bank leads on 5 and State Bank of Lakota on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.