Side-by-side · Q2 2026 data
First US Bank vs Metro Bank
Metric by metric
| Measure | First US Bank | Metro Bank |
|---|---|---|
| TellerScore | 67 | 80 (stronger) |
| Capital cushion | 42 | 97 (stronger) |
| Loan quality | 95 (stronger) | 61 |
| Earnings | 51 | 77 (stronger) |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 44th | 90th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $1.0B | $1.0B |
| Capital ratio | 9.16% | 14.68% (stronger) |
| Problem loans | 0.15% (stronger) | 1.18% |
| Net charge-offs | 0.27% | 0.18% (stronger) |
| Return on assets | 0.77% | 1.41% (stronger) |
| Loans ÷ deposits | 84.6% | 58.4% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 37.0% |
| Offices | 16 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | — |
Metro Bank has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First US Bank leads on 2 and Metro Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.