Side-by-side · Q2 2026 data
First US Bank vs Naheola Credit Union
Metric by metric
| Measure | First US Bank | Naheola Credit Union |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 95 (stronger) | 34 |
| Earnings | 51 | 86 (stronger) |
| Funding & liquidity | 73 (stronger) | 66 |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 44th | 63rd |
| Total assets | $1.1B | $219.6M |
| Deposits / shares | $1.0B | $178.7M |
| Capital ratio | 9.16% | 18.00% (stronger) |
| Problem loans | 0.15% (stronger) | 1.97% |
| Net charge-offs | 0.27% | 0.16% (stronger) |
| Return on assets | 0.77% | 1.66% (stronger) |
| Loans ÷ deposits | 84.6% (stronger) | 87.6% |
| Uninsured deposits | 17.6% (stronger) | 20.7% |
| Offices | 16 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | — |
Naheola Credit Union has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First US Bank leads on 3 and Naheola Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Butler, AL