Side-by-side · Q2 2026 data
First Utah Bank vs FinWise Bank
Metric by metric
| Measure | First Utah Bank | FinWise Bank |
|---|---|---|
| TellerScore | 37 | 61 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 50 | 77 (stronger) |
| Funding & liquidity | 66 (stronger) | 60 |
| Problem-loan coverage | 14 | 64 (stronger) |
| Peer percentile | 2nd | 20th |
| Total assets | $840.3M | $915.5M |
| Deposits / shares | $688.5M | $723.0M |
| Capital ratio | 10.22% | 18.05% (stronger) |
| Problem loans | 6.39% | 5.11% (stronger) |
| Net charge-offs | 1.04% (stronger) | 6.18% |
| Return on assets | 0.74% | 1.42% (stronger) |
| Loans ÷ deposits | 90.8% (stronger) | 95.4% |
| Uninsured deposits | 18.0% (stronger) | 19.5% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FinWise Bank has the higher TellerScore (61 vs 37). On the 7 directional measures above (where higher or lower is clearly better), First Utah Bank leads on 3 and FinWise Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.