Side-by-side · Q2 2026 data
First Utah Bank vs First Electronic Bank
Metric by metric
| Measure | First Utah Bank | First Electronic Bank |
|---|---|---|
| TellerScore | 37 | 91 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 50 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 39 |
| Problem-loan coverage | 14 | 100 (stronger) |
| Peer percentile | 2nd | 96th |
| Total assets | $840.3M | $502.9M |
| Deposits / shares | $688.5M | $285.6M |
| Capital ratio | 10.22% | 46.82% (stronger) |
| Problem loans | 6.39% | 0.01% (stronger) |
| Net charge-offs | 1.04% | 0.11% (stronger) |
| Return on assets | 0.74% | 7.94% (stronger) |
| Loans ÷ deposits | 90.8% | 71.1% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 98.3% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Electronic Bank has the higher TellerScore (91 vs 37). On the 7 directional measures above (where higher or lower is clearly better), First Utah Bank leads on 1 and First Electronic Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.