Side-by-side · Q2 2026 data
First Whitney Bank and Trust vs Farmers Trust & Savings Bank
Metric by metric
| Measure | First Whitney Bank and Trust | Farmers Trust & Savings Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 65 (stronger) | 40 |
| Loan quality | 100 | 100 |
| Earnings | 85 | 91 (stronger) |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 68th |
| Total assets | $287.5M | $148.1M |
| Deposits / shares | $254.8M | $134.5M |
| Capital ratio | 11.53% (stronger) | 9.00% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.62% | 1.78% (stronger) |
| Loans ÷ deposits | 62.5% (stronger) | 71.6% |
| Uninsured deposits | 31.3% | 21.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Whitney Bank and Trust has the higher TellerScore (84 vs 77). On the 6 directional measures above (where higher or lower is clearly better), First Whitney Bank and Trust leads on 3 and Farmers Trust & Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.