Side-by-side · Q2 2026 data
First Whitney Bank and Trust vs FNB Bank
Metric by metric
| Measure | First Whitney Bank and Trust | FNB Bank |
|---|---|---|
| TellerScore | 84 | 91 (stronger) |
| Capital cushion | 65 | 95 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 49 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 96th |
| Total assets | $287.5M | $274.6M |
| Deposits / shares | $254.8M | $211.3M |
| Capital ratio | 11.53% | 14.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.62% | 2.03% (stronger) |
| Loans ÷ deposits | 62.5% (stronger) | 105.7% |
| Uninsured deposits | 31.3% | 20.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
FNB Bank has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First Whitney Bank and Trust leads on 2 and FNB Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.