Side-by-side · Q2 2026 data
First Whitney Bank and Trust vs The Home Trust & Savings Bank
Metric by metric
| Measure | First Whitney Bank and Trust | The Home Trust & Savings Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 65 (stronger) | 58 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 85 (stronger) | 73 |
| Funding & liquidity | 80 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 86th | 40th |
| Total assets | $287.5M | $287.7M |
| Deposits / shares | $254.8M | $252.9M |
| Capital ratio | 11.53% (stronger) | 10.83% |
| Problem loans | 0.00% (stronger) | 0.80% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.62% (stronger) | 1.33% |
| Loans ÷ deposits | 62.5% (stronger) | 82.8% |
| Uninsured deposits | 31.3% | 22.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Whitney Bank and Trust has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Whitney Bank and Trust leads on 6 and The Home Trust & Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.