Side-by-side · Q2 2026 data
Firstar Bank vs Kirkpatrick Bank
Metric by metric
| Measure | Firstar Bank | Kirkpatrick Bank |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 40 | 57 (stronger) |
| Loan quality | 77 | 100 (stronger) |
| Earnings | 83 | 86 (stronger) |
| Funding & liquidity | 64 | 66 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 40th | 88th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $1.1B | $890.2M |
| Capital ratio | 9.03% | 10.67% (stronger) |
| Problem loans | 0.68% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.58% | 1.66% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 77.5% |
| Uninsured deposits | 31.9% | 30.2% (stronger) |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 4.5% |
Kirkpatrick Bank has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Firstar Bank leads on 1 and Kirkpatrick Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.