Side-by-side · Q2 2026 data
Firstar Bank vs Sovereign Bank
Metric by metric
| Measure | Firstar Bank | Sovereign Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 40 | 53 (stronger) |
| Loan quality | 77 | 98 (stronger) |
| Earnings | 83 (stronger) | 45 |
| Funding & liquidity | 64 (stronger) | 28 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 40th | 33rd |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 9.03% | 10.29% (stronger) |
| Problem loans | 0.68% | 0.06% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.58% (stronger) | 0.63% |
| Loans ÷ deposits | 76.9% (stronger) | 99.7% |
| Uninsured deposits | 31.9% (stronger) | 44.8% |
| Offices | 11 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 1.9% |
Firstar Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Firstar Bank leads on 4 and Sovereign Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.