Side-by-side · Q2 2026 data
FirstBank of Nebraska vs F&M Bank
Metric by metric
| Measure | FirstBank of Nebraska | F&M Bank |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 62 | 68 (stronger) |
| Loan quality | 70 | 98 (stronger) |
| Earnings | 94 (stronger) | 93 |
| Funding & liquidity | 88 (stronger) | 62 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 68th | 84th |
| Total assets | $498.1M | $354.6M |
| Deposits / shares | $390.1M | $311.6M |
| Capital ratio | 11.19% | 11.76% (stronger) |
| Problem loans | 0.89% | 0.07% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.85% (stronger) | 1.83% |
| Loans ÷ deposits | 59.9% (stronger) | 93.9% |
| Uninsured deposits | 25.8% | 18.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 4.0% |
F&M Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), FirstBank of Nebraska leads on 3 and F&M Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.