Side-by-side · Q2 2026 data
FirstBank of Nebraska vs Horizon Bank
Metric by metric
| Measure | FirstBank of Nebraska | Horizon Bank |
|---|---|---|
| TellerScore | 77 | 87 (stronger) |
| Capital cushion | 62 | 90 (stronger) |
| Loan quality | 70 | 85 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 59 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 68th | 91st |
| Total assets | $498.1M | $574.3M |
| Deposits / shares | $390.1M | $474.9M |
| Capital ratio | 11.19% | 13.96% (stronger) |
| Problem loans | 0.89% | 0.46% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.85% | 2.95% (stronger) |
| Loans ÷ deposits | 59.9% (stronger) | 84.0% |
| Uninsured deposits | 25.8% (stronger) | 30.8% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Horizon Bank has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), FirstBank of Nebraska leads on 3 and Horizon Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.