Side-by-side · Q2 2026 data
FirstBank of Nebraska vs The State Bank of Bern
Metric by metric
| Measure | FirstBank of Nebraska | The State Bank of Bern |
|---|---|---|
| TellerScore | 77 | 95 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 94 (stronger) | 83 |
| Funding & liquidity | 88 (stronger) | 87 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 68th | 99th |
| Total assets | $498.1M | $128.2M |
| Deposits / shares | $390.1M | $106.7M |
| Capital ratio | 11.19% | 17.33% (stronger) |
| Problem loans | 0.89% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.85% (stronger) | 1.56% |
| Loans ÷ deposits | 59.9% (stronger) | 64.3% |
| Uninsured deposits | 25.8% | 23.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
The State Bank of Bern has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), FirstBank of Nebraska leads on 2 and The State Bank of Bern on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.