Side-by-side · Q2 2026 data
FirstOak Bank vs Bank of Commerce
Metric by metric
| Measure | FirstOak Bank | Bank of Commerce |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 55 (stronger) | 42 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 74 | 78 (stronger) |
| Funding & liquidity | 61 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 61st | 57th |
| Total assets | $241.2M | $497.5M |
| Deposits / shares | $212.3M | $439.3M |
| Capital ratio | 10.48% (stronger) | 9.19% |
| Problem loans | 0.00% (stronger) | 0.05% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.35% | 1.46% (stronger) |
| Loans ÷ deposits | 87.2% | 75.2% (stronger) |
| Uninsured deposits | 26.5% | 25.4% (stronger) |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | 11.9% |
FirstOak Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), FirstOak Bank leads on 3 and Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.