Side-by-side · Q2 2026 data
FirstOak Bank vs Kansas Teachers Community Credit Union
Credit union
Kansas Teachers Community Credit Union
Pittsburg, Kansas · $100 million – $1 billion
Metric by metric
| Measure | FirstOak Bank | Kansas Teachers Community Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 100 (stronger) | 59 |
| Earnings | 74 | 74 |
| Funding & liquidity | 61 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 61st | 83rd |
| Total assets | $241.2M | $125.3M |
| Deposits / shares | $212.3M | $106.1M |
| Capital ratio | 10.48% | 15.27% (stronger) |
| Problem loans | 0.00% (stronger) | 1.24% |
| Net charge-offs | -0.00% (stronger) | 0.60% |
| Return on assets | 1.35% | 1.36% (stronger) |
| Loans ÷ deposits | 87.2% | 62.5% (stronger) |
| Uninsured deposits | 26.5% | 0.4% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
Kansas Teachers Community Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), FirstOak Bank leads on 2 and Kansas Teachers Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.