Side-by-side · Q2 2026 data
FirstOak Bank vs The First Security Bank
Metric by metric
| Measure | FirstOak Bank | The First Security Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 56 |
| Capital cushion | 55 (stronger) | 30 |
| Loan quality | 100 (stronger) | 33 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 61 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 70 |
| Peer percentile | 61st | 13th |
| Total assets | $241.2M | $225.6M |
| Deposits / shares | $212.3M | $191.4M |
| Capital ratio | 10.48% (stronger) | 7.98% |
| Problem loans | 0.00% (stronger) | 2.00% |
| Net charge-offs | -0.00% (stronger) | 0.52% |
| Return on assets | 1.35% | 2.91% (stronger) |
| Loans ÷ deposits | 87.2% | 80.8% (stronger) |
| Uninsured deposits | 26.5% | 13.8% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | 3.9% |
FirstOak Bank has the higher TellerScore (75 vs 56). On the 7 directional measures above (where higher or lower is clearly better), FirstOak Bank leads on 4 and The First Security Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.