Side-by-side · Q2 2026 data
FirstState Bank vs First State Bank of DeKalb County
Metric by metric
| Measure | FirstState Bank | First State Bank of DeKalb County |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 61 | 91 (stronger) |
| Loan quality | 76 (stronger) | 72 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 95 (stronger) | 79 |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 43rd | 90th |
| Total assets | $349.4M | $353.8M |
| Deposits / shares | $323.9M | $299.0M |
| Capital ratio | 11.14% | 14.13% (stronger) |
| Problem loans | 0.72% (stronger) | 0.84% |
| Net charge-offs | 0.16% | 0.02% (stronger) |
| Return on assets | 0.77% | 2.26% (stronger) |
| Loans ÷ deposits | 46.6% (stronger) | 68.6% |
| Uninsured deposits | 19.7% (stronger) | 26.9% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of DeKalb County has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), FirstState Bank leads on 3 and First State Bank of DeKalb County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.