Side-by-side · Q2 2026 data
FirstState Bank vs Premier Bank of the South
Metric by metric
| Measure | FirstState Bank | Premier Bank of the South |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 61 (stronger) | 44 |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 51 | 63 (stronger) |
| Funding & liquidity | 95 (stronger) | 76 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 43rd | 50th |
| Total assets | $349.4M | $370.6M |
| Deposits / shares | $323.9M | $337.1M |
| Capital ratio | 11.14% (stronger) | 9.37% |
| Problem loans | 0.72% | 0.00% (stronger) |
| Net charge-offs | 0.16% | -0.15% (stronger) |
| Return on assets | 0.77% | 1.07% (stronger) |
| Loans ÷ deposits | 46.6% (stronger) | 68.0% |
| Uninsured deposits | 19.7% (stronger) | 29.5% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Premier Bank of the South has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), FirstState Bank leads on 3 and Premier Bank of the South on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.