Side-by-side · Q2 2026 data
Five Points Bank of Hastings vs Charter West Bank
Metric by metric
| Measure | Five Points Bank of Hastings | Charter West Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 68 |
| Capital cushion | 59 (stronger) | 43 |
| Loan quality | 96 (stronger) | 91 |
| Earnings | 52 | 82 (stronger) |
| Funding & liquidity | 69 (stronger) | 43 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 50th | 37th |
| Total assets | $551.7M | $547.9M |
| Deposits / shares | $488.6M | $486.3M |
| Capital ratio | 10.94% (stronger) | 9.27% |
| Problem loans | 0.11% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.80% | 1.54% (stronger) |
| Loans ÷ deposits | 51.4% (stronger) | 87.3% |
| Uninsured deposits | 43.0% | 42.2% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Five Points Bank of Hastings has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Five Points Bank of Hastings leads on 5 and Charter West Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.