Side-by-side · Q2 2026 data
Five Star Bank vs Golden Valley Bank
Metric by metric
| Measure | Five Star Bank | Golden Valley Bank |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 53 (stronger) | 43 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 85 (stronger) | 58 |
| Funding & liquidity | 18 | 80 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 49th | 50th |
| Total assets | $5.4B | $604.7M |
| Deposits / shares | $4.8B | $553.2M |
| Capital ratio | 10.25% (stronger) | 9.32% |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.07% (stronger) |
| Return on assets | 1.62% (stronger) | 0.96% |
| Loans ÷ deposits | 93.0% | 52.6% (stronger) |
| Uninsured deposits | 59.2% | 32.9% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Golden Valley Bank has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Five Star Bank leads on 2 and Golden Valley Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.