Side-by-side · Q2 2026 data
Five Star Bank vs Le Roy Federal Credit Union
Metric by metric
| Measure | Five Star Bank | Le Roy Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 86 (stronger) |
| Capital cushion | 59 | 64 (stronger) |
| Loan quality | 73 | 88 (stronger) |
| Earnings | 77 | 99 (stronger) |
| Funding & liquidity | 37 | 100 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 40th | 80th |
| Total assets | $6.3B | $21.1M |
| Deposits / shares | $5.3B | $18.6M |
| Capital ratio | 10.87% | 11.44% (stronger) |
| Problem loans | 0.82% | 0.37% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.86% |
| Return on assets | 1.42% | 1.97% (stronger) |
| Loans ÷ deposits | 88.7% | 32.4% (stronger) |
| Uninsured deposits | 46.4% | 1.4% (stronger) |
| Offices | 47 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Le Roy Federal Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Five Star Bank leads on 1 and Le Roy Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rochester, NY
- Le Roy, NY