Side-by-side · Q2 2026 data
Five Star Bank vs Metropolitan Commercial Bank
Metric by metric
| Measure | Five Star Bank | Metropolitan Commercial Bank |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 59 | 61 (stronger) |
| Loan quality | 73 (stronger) | 70 |
| Earnings | 77 (stronger) | 69 |
| Funding & liquidity | 37 | 53 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 40th | 40th |
| Total assets | $6.3B | $8.9B |
| Deposits / shares | $5.3B | $7.8B |
| Capital ratio | 10.87% | 11.07% (stronger) |
| Problem loans | 0.82% (stronger) | 0.91% |
| Net charge-offs | 0.27% (stronger) | 1.32% |
| Return on assets | 1.42% (stronger) | 1.23% |
| Loans ÷ deposits | 88.7% (stronger) | 93.5% |
| Uninsured deposits | 46.4% | 27.2% (stronger) |
| Offices | 47 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Five Star Bank leads on 4 and Metropolitan Commercial Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.