Side-by-side · Q2 2026 data
Five Star Credit Union vs Alabama One Credit Union
Metric by metric
| Measure | Five Star Credit Union | Alabama One Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 59 |
| Capital cushion | 88 (stronger) | 41 |
| Loan quality | 50 | 72 (stronger) |
| Earnings | 63 (stronger) | 44 |
| Funding & liquidity | 81 (stronger) | 78 |
| Problem-loan coverage | 84 | 85 (stronger) |
| Peer percentile | 66th | 22nd |
| Total assets | $1.3B | $1.5B |
| Deposits / shares | $1.1B | $1.4B |
| Capital ratio | 13.82% (stronger) | 9.08% |
| Problem loans | 1.50% | 0.85% (stronger) |
| Net charge-offs | 0.53% | 0.20% (stronger) |
| Return on assets | 1.09% (stronger) | 0.59% |
| Loans ÷ deposits | 79.2% (stronger) | 82.2% |
| Uninsured deposits | 11.8% (stronger) | 11.9% |
| Offices | 26 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.7% | — |
Five Star Credit Union has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Five Star Credit Union leads on 5 and Alabama One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.