Side-by-side · Q2 2026 data
Five Star of Maryland Federal Credit Union vs Destinations Credit Union
Credit union
Five Star of Maryland Federal Credit Union
Baltimore, Maryland · Under $100 million in assets
Metric by metric
| Measure | Five Star of Maryland Federal Credit Union | Destinations Credit Union |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 77 | 88 (stronger) |
| Loan quality | 93 (stronger) | 84 |
| Earnings | 34 | 35 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 59th | 62nd |
| Total assets | $62.7M | $65.4M |
| Deposits / shares | $54.5M | $56.7M |
| Capital ratio | 12.65% | 13.76% (stronger) |
| Problem loans | 0.20% (stronger) | 0.48% |
| Net charge-offs | -0.14% (stronger) | 0.48% |
| Return on assets | 0.34% | 0.36% (stronger) |
| Loans ÷ deposits | 44.0% (stronger) | 48.1% |
| Uninsured deposits | 2.1% (stronger) | 2.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Destinations Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Five Star of Maryland Federal Credit Union leads on 4 and Destinations Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.