Side-by-side · Q2 2026 data
Fivepoint Credit Union vs Alliance Credit Union
Metric by metric
| Measure | Fivepoint Credit Union | Alliance Credit Union |
|---|---|---|
| TellerScore | 57 | 62 (stronger) |
| Capital cushion | 38 | 59 (stronger) |
| Loan quality | 75 (stronger) | 64 |
| Earnings | 38 | 49 (stronger) |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 86 (stronger) | 83 |
| Peer percentile | 17th | 30th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $1.0B | $943.8M |
| Capital ratio | 8.78% | 10.90% (stronger) |
| Problem loans | 0.76% (stronger) | 1.07% |
| Net charge-offs | 0.76% | 0.67% (stronger) |
| Return on assets | 0.45% | 0.72% (stronger) |
| Loans ÷ deposits | 88.5% (stronger) | 95.6% |
| Uninsured deposits | 5.9% | 0.0% (stronger) |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.5% | — |
Alliance Credit Union has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Fivepoint Credit Union leads on 2 and Alliance Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.