Side-by-side · Q2 2026 data
FlatIrons Bank vs 5Star Bank
Metric by metric
| Measure | FlatIrons Bank | 5Star Bank |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 80 | 95 (stronger) |
| Funding & liquidity | 76 (stronger) | 31 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 57th | 91st |
| Total assets | $370.3M | $378.2M |
| Deposits / shares | $336.1M | $312.1M |
| Capital ratio | 8.88% | 17.24% (stronger) |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 1.51% | 1.86% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 96.1% |
| Uninsured deposits | 17.4% (stronger) | 45.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
5Star Bank has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), FlatIrons Bank leads on 4 and 5Star Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.