Side-by-side · Q2 2026 data
Flexpak Federal Credit Union vs Racine Municipal Employees Credit Union
Credit union
Racine Municipal Employees Credit Union
Racine, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Flexpak Federal Credit Union | Racine Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 62 | 68 (stronger) |
| Funding & liquidity | 67 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 83rd | 62nd |
| Total assets | $1.9M | $25.9M |
| Deposits / shares | $1.5M | $22.3M |
| Capital ratio | 19.88% (stronger) | 12.86% |
| Problem loans | 0.00% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 1.04% | 1.21% (stronger) |
| Loans ÷ deposits | 93.6% | 67.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Flexpak Federal Credit Union has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Flexpak Federal Credit Union leads on 5 and Racine Municipal Employees Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.