Side-by-side · Q2 2026 data
Flint Community Bank vs Five Star Credit Union
Metric by metric
| Measure | Flint Community Bank | Five Star Credit Union |
|---|---|---|
| TellerScore | 54 | 72 (stronger) |
| Capital cushion | 41 | 88 (stronger) |
| Loan quality | 32 | 50 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 48 | 81 (stronger) |
| Problem-loan coverage | 67 | 84 (stronger) |
| Peer percentile | 10th | 66th |
| Total assets | $357.1M | $1.3B |
| Deposits / shares | $310.4M | $1.1B |
| Capital ratio | 9.06% | 13.82% (stronger) |
| Problem loans | 2.05% | 1.50% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.53% |
| Return on assets | 2.10% (stronger) | 1.09% |
| Loans ÷ deposits | 88.9% | 79.2% (stronger) |
| Uninsured deposits | 35.6% | 11.8% (stronger) |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 27.7% |
Five Star Credit Union has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Flint Community Bank leads on 2 and Five Star Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.