Side-by-side · Q2 2026 data
Flint Community Bank vs The Bridgeway Federal Credit Union
Credit union
The Bridgeway Federal Credit Union
Phenix City, Alabama · Under $100 million in assets
Metric by metric
| Measure | Flint Community Bank | The Bridgeway Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 72 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 32 | 66 (stronger) |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 48 | 72 (stronger) |
| Problem-loan coverage | 67 | 91 (stronger) |
| Peer percentile | 10th | 44th |
| Total assets | $357.1M | $62.3M |
| Deposits / shares | $310.4M | $51.1M |
| Capital ratio | 9.06% | 16.27% (stronger) |
| Problem loans | 2.05% | 1.01% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.78% |
| Return on assets | 2.10% (stronger) | 0.24% |
| Loans ÷ deposits | 88.9% | 88.5% (stronger) |
| Uninsured deposits | 35.6% | 4.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
The Bridgeway Federal Credit Union has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Flint Community Bank leads on 2 and The Bridgeway Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.