Side-by-side · Q2 2026 data
Flint River Employees Federal Credit Union vs Harris Employees Credit Union
Credit union
Flint River Employees Federal Credit Union
Oglethorpe, Georgia · Under $100 million in assets
Credit union
Harris Employees Credit Union
Cordele, Georgia · Under $100 million in assets
Metric by metric
| Measure | Flint River Employees Federal Credit Union | Harris Employees Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 53 |
| Capital cushion | 100 | 100 |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 53 (stronger) | 0 |
| Funding & liquidity | 54 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 70th | 12th |
| Total assets | $1.7M | $626K |
| Deposits / shares | $1.1M | $389K |
| Capital ratio | 38.06% (stronger) | 34.27% |
| Problem loans | 0.22% (stronger) | 3.95% |
| Net charge-offs | -0.31% | -1.47% (stronger) |
| Return on assets | 0.83% (stronger) | -1.39% |
| Loans ÷ deposits | 106.5% | 68.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Flint River Employees Federal Credit Union has the higher TellerScore (82 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Flint River Employees Federal Credit Union leads on 4 and Harris Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.