Side-by-side · Q2 2026 data
Flint River Employees Federal Credit Union vs Robins Financial Credit Union
Credit union
Flint River Employees Federal Credit Union
Oglethorpe, Georgia · Under $100 million in assets
Credit union
Robins Financial Credit Union
Warner Robins, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Flint River Employees Federal Credit Union | Robins Financial Credit Union |
|---|---|---|
| TellerScore | 82 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 (stronger) | 87 |
| Earnings | 53 | 97 (stronger) |
| Funding & liquidity | 54 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 70th | 99th |
| Total assets | $1.7M | $5.0B |
| Deposits / shares | $1.1M | $4.1B |
| Capital ratio | 38.06% (stronger) | 17.61% |
| Problem loans | 0.22% (stronger) | 0.40% |
| Net charge-offs | -0.31% (stronger) | 0.42% |
| Return on assets | 0.83% | 1.91% (stronger) |
| Loans ÷ deposits | 106.5% | 70.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.2% |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Robins Financial Credit Union has the higher TellerScore (94 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Flint River Employees Federal Credit Union leads on 4 and Robins Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.