Side-by-side · Q2 2026 data
Florida West Coast Credit Union vs Tru Fi Credit Union
Metric by metric
| Measure | Florida West Coast Credit Union | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 70 | 76 (stronger) |
| Loan quality | 92 (stronger) | 80 |
| Earnings | 52 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 76th | 86th |
| Total assets | $144.2M | $146.4M |
| Deposits / shares | $127.4M | $127.3M |
| Capital ratio | 12.03% | 12.61% (stronger) |
| Problem loans | 0.25% (stronger) | 0.60% |
| Net charge-offs | 0.41% | -0.06% (stronger) |
| Return on assets | 0.79% | 1.71% (stronger) |
| Loans ÷ deposits | 58.0% (stronger) | 67.7% |
| Uninsured deposits | 2.2% (stronger) | 11.9% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Florida West Coast Credit Union leads on 3 and Tru Fi Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.