Side-by-side · Q2 2026 data
Floridacentral Credit Union vs Champions First Credit Union
Metric by metric
| Measure | Floridacentral Credit Union | Champions First Credit Union |
|---|---|---|
| TellerScore | 56 | 60 (stronger) |
| Capital cushion | 28 | 58 (stronger) |
| Loan quality | 77 (stronger) | 58 |
| Earnings | 27 | 45 (stronger) |
| Funding & liquidity | 91 (stronger) | 73 |
| Problem-loan coverage | 88 (stronger) | 80 |
| Peer percentile | 13th | 21st |
| Total assets | $621.8M | $540.7M |
| Deposits / shares | $589.0M | $478.8M |
| Capital ratio | 7.83% | 10.82% (stronger) |
| Problem loans | 0.69% (stronger) | 1.27% |
| Net charge-offs | 0.61% | 0.48% (stronger) |
| Return on assets | 0.18% | 0.62% (stronger) |
| Loans ÷ deposits | 69.0% (stronger) | 87.6% |
| Uninsured deposits | 5.0% (stronger) | 6.4% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Champions First Credit Union has the higher TellerScore (60 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Floridacentral Credit Union leads on 3 and Champions First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.