Side-by-side · Q2 2026 data
FMB Bank vs The Bank of Houston
Metric by metric
| Measure | FMB Bank | The Bank of Houston |
|---|---|---|
| TellerScore | 61 | 82 (stronger) |
| Capital cushion | 25 | 91 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 29 | 63 (stronger) |
| Funding & liquidity | 86 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 19th | 70th |
| Total assets | $51.2M | $67.4M |
| Deposits / shares | $47.6M | $51.2M |
| Capital ratio | 7.49% | 14.14% (stronger) |
| Problem loans | 0.01% (stronger) | 0.16% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.22% | 1.07% (stronger) |
| Loans ÷ deposits | 31.9% (stronger) | 103.6% |
| Uninsured deposits | 27.4% | 7.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Houston has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), FMB Bank leads on 3 and The Bank of Houston on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.