Side-by-side · Q2 2026 data
FMS Bank vs Equitable Savings and Loan Association
Metric by metric
| Measure | FMS Bank | Equitable Savings and Loan Association |
|---|---|---|
| TellerScore | 48 | 75 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 43 | 93 (stronger) |
| Earnings | 28 (stronger) | 24 |
| Funding & liquidity | 65 (stronger) | 51 |
| Problem-loan coverage | 74 | 96 (stronger) |
| Peer percentile | 6th | 61st |
| Total assets | $324.8M | $168.3M |
| Deposits / shares | $291.8M | $128.2M |
| Capital ratio | 9.85% | 15.69% (stronger) |
| Problem loans | 1.71% | 0.22% (stronger) |
| Net charge-offs | 1.57% | 0.00% (stronger) |
| Return on assets | 0.20% (stronger) | 0.11% |
| Loans ÷ deposits | 88.7% (stronger) | 109.2% |
| Uninsured deposits | 21.5% | 9.7% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 20.9% |
Equitable Savings and Loan Association has the higher TellerScore (75 vs 48). On the 7 directional measures above (where higher or lower is clearly better), FMS Bank leads on 2 and Equitable Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fort Morgan, CO