Side-by-side · Q2 2026 data
FNB Bank vs Fusion Bank
Metric by metric
| Measure | FNB Bank | Fusion Bank |
|---|---|---|
| TellerScore | 45 | 88 (stronger) |
| Capital cushion | 52 | 78 (stronger) |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 73 | 90 (stronger) |
| Problem-loan coverage | 46 | 97 (stronger) |
| Peer percentile | 4th | 92nd |
| Total assets | $270.3M | $281.0M |
| Deposits / shares | $235.0M | $219.1M |
| Capital ratio | 10.21% | 12.76% (stronger) |
| Problem loans | 4.03% | 0.47% (stronger) |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 1.28% | 2.01% (stronger) |
| Loans ÷ deposits | 75.5% | 58.3% (stronger) |
| Uninsured deposits | 25.5% | 24.1% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fusion Bank has the higher TellerScore (88 vs 45). On the 7 directional measures above (where higher or lower is clearly better), FNB Bank leads on 0 and Fusion Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.