TellerScore

Side-by-side · Q2 2026 data

FNB Bank vs Rolling Hills Bank & Trust

Bank

FNB Bank

Fontanelle, Iowa · $100 million – $1 billion

91of 100
Very strong

Bank

Rolling Hills Bank & Trust

Atlantic, Iowa · $100 million – $1 billion

77of 100
Strong

Metric by metric

MeasureFNB BankRolling Hills Bank & Trust
TellerScore91 (stronger)77
Capital cushion95 (stronger)68
Loan quality99 (stronger)90
Earnings100 (stronger)78
Funding & liquidity4957 (stronger)
Problem-loan coverage100 (stronger)97
Peer percentile96th68th
Total assets$274.6M$484.4M
Deposits / shares$211.3M$416.2M
Capital ratio14.48% (stronger)11.85%
Problem loans0.02% (stronger)0.30%
Net charge-offs-0.01% (stronger)0.00%
Return on assets2.03% (stronger)1.45%
Loans ÷ deposits105.7%90.9% (stronger)
Uninsured deposits20.2% (stronger)26.2%
Offices512
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)12.5%4.3%

FNB Bank has the higher TellerScore (91 vs 77). On the 7 directional measures above (where higher or lower is clearly better), FNB Bank leads on 6 and Rolling Hills Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions