TellerScore

Side-by-side · Q2 2026 data

FNB Bank, Inc. vs C-Plant Federal Credit Union

Bank

FNB Bank, Inc.

Mayfield, Kentucky · $100 million – $1 billion

65of 100
Moderate

Credit union

C-Plant Federal Credit Union

Paducah, Kentucky · $100 million – $1 billion

92of 100
Very strong

Metric by metric

MeasureFNB Bank, Inc.C-Plant Federal Credit Union
TellerScore6592 (stronger)
Capital cushion3597 (stronger)
Loan quality7795 (stronger)
Earnings6972 (stronger)
Funding & liquidity86100 (stronger)
Problem-loan coverage8999 (stronger)
Peer percentile29th97th
Total assets$770.0M$365.9M
Deposits / shares$706.4M$310.0M
Capital ratio8.48%14.71% (stronger)
Problem loans0.68%0.16% (stronger)
Net charge-offs0.02% (stronger)0.06%
Return on assets1.23%1.31% (stronger)
Loans ÷ deposits72.0%46.8% (stronger)
Uninsured deposits17.2%8.5% (stronger)
Offices103
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

C-Plant Federal Credit Union has the higher TellerScore (92 vs 65). On the 7 directional measures above (where higher or lower is clearly better), FNB Bank, Inc. leads on 1 and C-Plant Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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