Side-by-side · Q2 2026 data
FNB Bank, Inc. vs Citizens Deposit Bank of Arlington, Inc.
Metric by metric
| Measure | FNB Bank, Inc. | Citizens Deposit Bank of Arlington, Inc. |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 35 | 87 (stronger) |
| Loan quality | 77 (stronger) | 69 |
| Earnings | 69 | 84 (stronger) |
| Funding & liquidity | 86 (stronger) | 54 |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 29th | 68th |
| Total assets | $770.0M | $348.2M |
| Deposits / shares | $706.4M | $287.8M |
| Capital ratio | 8.48% | 13.66% (stronger) |
| Problem loans | 0.68% (stronger) | 0.94% |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.23% | 1.60% (stronger) |
| Loans ÷ deposits | 72.0% (stronger) | 85.1% |
| Uninsured deposits | 17.2% (stronger) | 34.5% |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Deposit Bank of Arlington, Inc. has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), FNB Bank, Inc. leads on 3 and Citizens Deposit Bank of Arlington, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.